Richard Cull

Chief Investment Officer

Richard Cull is the Chief Investment Officer for Centric Advisors, a rapidly growing financial services organization that includes Centric Wealth, Centric Retirement and Centric Partners.

The always interesting world of finance began for Richard at the age of 13 when he moved next door to an inspector for the Federal Deposit Insurance Corporation (FDIC) that traveled Texas in a three-piece suit auditing banks.  Years later after his service in the Army and two years in pre-business, Richard’s focus turned from banking when he had his first investment class. While still grounded in math and discipline, the field of investments seemed far more dynamic and exciting. Early in his senior year, Richard was fortunate to be hired as investment analyst and began bridging the gap between theory and practice. Working directly with Senior Portfolio Manager John Leavy, Richard was given first-hand accounts of every bull/ bear market since 1966 while managing $800 million for 30 institutional clients.

Completing the rigorous Chartered Financial Analysis (CFA) program in 2001, Richard’s attention began to turn to investing for individuals. Dramatic changes in the retirement landscape meant the majority of Americans became responsible for their own portfolios (IRA’s & 401k’s). Personal investment questions from friends around this time reenforced Richard’s view that channeling his experience into helping “average investors” should be his professional goal.

Richard now analyzes securities, monitors economic trends, builds holistic portfolios, and heads up the Investment Committee at Centric Advisors. He loves to impart his decades of experience and investment discipline to Centric’s advisors and clients.

Getting To Know Richard

The best part of my career is

helping people with such an important
part of their life that are feeling
overwhelmed with the complexity of investing

I joined Centric

to be part of a firm built
to actually serve clients…
a concept that in
today’s world is even more noble

My favorite quote is

"An investoment in knowledge always pays the best interest."
--Benjamin Franklin

My hidden talent is

I'm very handy around my farm...especially on a tractor!

In my free time, you can find me

working out, coaching Crossfit, or learning a new sport



Chartered Financial Analyst
Master of Business Admin

Years of Experience


Passion for