Simplifying Life is our Business
Producers have always heard Life Insurance needs to be sold. Centric Risk focuses on allowing your clients an opportunity to Buy and keep everything in the process simple.
Unleash Your Insurance Firm’s Full Potential
Working with Centric Risk to protect your clients ability to provide for their families gives advisors the opportunity to focus on relationships while our team helps to build and execute the solution. Partnering with Centric will guarantee you one thing above all: better value for your clients. We do this by offering you and/or your clients:
Director of Insurance
“ Since we work with agents and advisors that span the industry, we understand the varying degree of engagement each producer desires. Our mission is to support you, as our client and help advisors take care of the families they serve. "
Products to Protect Clients from All Sides
As an Independent firm, we have access to the major carriers you are familiar with and additional access for specialty cases. Because of the volume of our firm, we have experience in placing cases to support advanced planning as well as aid in design for supplemental products.
Cash Value Life
An income producing product requires special consideration to perform properly.
Critical Illness such as cancer/heart attack/stroke, as well as hospital, accident, and dental plans.
Tough to Place
Underwriting challenges can often be solved simply with access and knowledge of the right portfolio of products.
We leverage short duration programs or death benefit strategies that are designed for specific periods of time.
Protection to ensure bills are paid for blue collar to white collar clients.
Long Term Care
Offset the risk of depleting assets due to the need for care.
We have internal resources that specialize in Critical Illness, Accident, and Hospital programs.
Plans that Grow With Your Clients
We offer guidance in conversions, funding and plan adjustments, and also the efficient layering of products.
Our Insurance Carrier Partners
Minimum guranteed interest rate combined with an interest rate linked to a market index.
Guaranteed interest rate locked in for a defined period of time.
Guaranteed income stream for defined period such as 10 years or remainder of life.
Our Annuity Carrier Partners
Allow clients to keep high yield assets where they are and leverage funding without liquidating.
Supplement retirement with tax advantaged guarantees to ensure a minimum income.
Pass dollars to future generations or fund estate planning.
Experience with complex cases as well as advanced strategies.
Advisors come to us because the experience is relational – not transactional. We do not sell a product or just process cases…we listen to concerns about your coverage, answer questions and provide effective solutions. Our position in the marketplace allows us to be an influence broker with insurance companies, so we can be a bold advocate for you and your clients in order to achieve more favorable outcomes. We are known as the Practice Enhancement Company because we motivate our partners to reach the next level. We simplify your practice and provide a single source of support, expertise, innovation, and technology.
Appointments can be requested from a centralized platform, whenever
Point of Sale Expertise
Application and case management support staff
Consultative Case Design
Custom solutions designed for your client, including revisions and supplying options
Knowledge on knowing who can be placed where and how to pivot when new information surfaces
Product and sales support to help producers discover more opportunities and even help in presenting
From Premium Finance to COLI and Deferred Comp, trust in us to handle your largest cases
Companies and products change, rely on our team to help you review illustrations and options that may be more efficient
Provides our partners with back-office support at varying levels by taking applications, coordinating medical interviews and documentation, and providing advocacy through the underwriting process
White glove, sales support, case management and design resources.
Our advisory partners have access to well connected producers who specialize in a wide array of areas. This industry is vast and when you have an experienced and educated partner in your corner, we all serve better.
“Being successful in this industry is simple:
do common things uncommonly well.”
What We Do
Financial empowerment means taking charge of tomorrow, today. Our experienced advisors are passionate about helping people from all walks of life discover their Best Life. That means helping you define what living your Best Life looks like, putting a strategy in place to get there, then helping you maintain your new lifestyle.
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Become a Partner
Taking one step means you’re moving forward. Start the conversation today to find out how Centric pairs with your business. Fill out the form to discuss how you can take your firm to the next level.